A Health Savings Account (HSA) can be a great alternative to traditional health care payment methods, especially if you’re young and healthy.

Retirement is a time for pursuing your passions, reaping the fruits of your life’s work, and making the most out of life. But there are many financial pressures facing those planning to retire in the coming months and years. 

Should you worry that debt relative to GDP is rising fast here and globally? 

You hear a lot of worrying about mounting  government debt because many people are convinced that public debt is a main source of  problems for any economy. And currently the debt ceiling limit – the legislative limit on the amount of  national debt that can be incurred by the U.S. Treasury, essentially limiting how much money the  federal government can borrow, is suspended through the end of July. 

The National Federation of Independent Business was  founded in 1943 and is the largest small business  association in the U.S. The NFIB collects data from small  and independent businesses and publishes their Small  Business Economic Trends data on the second Tuesday of each month. The Index is a composite of 10  components based on expectations for: employment,  capital outlays, inventories, the economy, sales, inventory,  job openings, credit, growth and earnings. 

Although a year away, your 2021 tax planning should have already started.

Amidst all the pandemic news and 2020 election drama, many might have missed that the IRS also quietly published new 2021 tax rates in late October and a there are plenty of changes that will impact taxpayers in 2021. While it’s more than a year away (these changes are for 2021 returns filed by taxpayers in 2022), there are a few changes that you should know about. 

Small Businesses Optimism

The National Federation of Independent Business was founded in 1943 and is the largest small business association in the U.S. The NFIB collects data from small and independent businesses and publishes their Small Business Economic Trends data on the second Tuesday of each month. The Index is a composite of 10 components based on expectations for: employment, capital outlays, inventories, the economy, sales, inventory, job openings, credit, growth and earnings.

This year looks to be a record year for capital gain distributions.

When an investor sells a stock for more than the purchase price, the investor experiences a capital gain (it is simpler to call it a profit, but let’s stick to some technical terms for a minute). For example, if you bought Amazon at $2,000 back in July of 2019 and sold it for $3,000 in November of 2020, the capital gain would be $1,000.

High annual 401(k) fees hurt your investment returns every single year

Remember when 401(k) sounded like something only a chemist knew about? Now we all receive 401(k) statements routinely – including information about fees. Here’s what to do if the fees rise.

Recent surveys have indicated that many of us are rethinking our retirement plans because of COVID-19. In fact, one survey from the nonprofit group Life Happens suggests that a whopping 43% of Americans say they plan to postpone and continue working past their retirement date because of COVID.

Did you miss the second fastest bear-market recovery of the past 50 years?