Blog

Millennials and Retirement: How do you stack up?

Millennials and Retirement: How do you stack up?
If you are a millennial, retirement might feel pretty far away. It might be hard to imagine the day when you will stop working and just enjoy life. You will need to have enough saved by then to fund your lifestyle for the future. It can seem daunting. Is it even possible? Sure, you contribute to your 401(k) but is it enough? How do you know how much you should be saving each year or whether your investments are getting the returns you need to live the life you desire today and still retire when you want to?
Read more

Social Security by the Numbers

Social Security by the Numbers

61 Million

The number of people who received monthly Social Security benefits in 2016.

 

Read more

Addressing Care Options Now for Your Aging Parents

Addressing Care Options Now for Your Aging Parents

Addressing Care Options Now for Your Aging Parents Will Pay Dividends for Everyone

Whether they want the role or not, adult children often find themselves in the position of primary caregiver for their parents. Unfortunately, many of us are not prepared for that role. We often find ourselves so engrossed in how fast our own children are growing up that it’s sometimes easy to forget that our own parents are also aging.

Read more

A Practical Approach to Helping Aging Relatives Prepare for the Future

A Practical Approach to Helping Aging Relatives Prepare for the Future

CREATING AND PRESERVING FAMILY WEALTH: A Practical Approach to Helping Aging Relatives Prepare for the Future

Addressing Care Options Now for Your Aging Parents Will Pay Dividends for Everyone. The best plans for managing the finances of an older relative are made when that individual is still healthy. Once stricken by illness, or frustrated by the loss of mobility and freedom, an older relative may not understand questions or be able to state details of their wishes. Fueled by the uncertainty of what the older relative really wants, the lack of a plan may ignite family arguments.

Read more

Assessing Your Retirement Resources

Assessing Your Retirement Resources

How resourceful can you be during your retirement? Determining where your retirement money will come from is an integral part of planning for retirement. Most people draw on three main sources of income: Social Security, employer-sponsored plans, and personal retirement savings. Each offers important resources that can help you fund the lifestyle you seek in retirement.

Read more

2 Investing Questions for You

2 Investing Questions for You

There is an investment strategy out there for just about everyone, whether you want to be aggressive or preserve your capital long-term. It can be easy to get bogged down in the Investing section of Google, looking at all the articles promising to make you rich in five easy steps. Whether you have been receiving financial planning advice for 30 years or for three months, circling the wagons and looking at your processes is a great idea to make sure you and your advisor miss nothing—and are open to improving. Here are some investment questions to consider.

Read more

Boost Your Retirement with IRAs and 401(k)s

Boost Your Retirement with IRAs and 401(k)s

Remember, early planning puts time on your side. Whether retirement is around the corner or decades away, there are more options than ever to help you plan for it. Let’s look at Individual Retirement Accounts (IRAs) and 401(k) plans, which offer tax benefits that can help you save for your future. 

Read more

The Basics of the 401(k)

The Basics of the 401(k)

Most often, the first question a prospective employee will ask is about your company’s benefit program. And in my experience, the two most often-asked questions are about health insurance and an employer- sponsored retirement program. Let’s examine the most common employer-sponsored retirement program that exists today – the 401(k) plan.

Read more

401(k)s: Preferred Choice for Retirement Savings

401(k)s: Preferred Choice for Retirement Savings

An attractive benefit plan can play a fundamental role in recruiting and retaining qualified staff. And, when trying to save for the future, a 401(k) retirement savings plan can help employees attain their retirement objectives on a tax-advantaged basis. Named for the section of the Internal Revenue Code (IRC) that created it, a 401(k) plan may be one of the most popular and valuable fringe benefits available. Although the technical aspects of 401(k)s can be complex, the advantages can be far-reaching, including the following:

Read more

Back to Work....for 3 Weeks?

Back to Work....for 3 Weeks?

ETF Global Daily Perspectives
“There are decades where nothing happens, and there are weeks where decades happen.” – Vladimir Lenin

After alternating between gains and losses, stocks ended the holiday-shortened week on a positive note driven by a stopgap deal to end the government shutdown for three weeks. To begin the week, waning global growth was the prevailing market concern and weighed on market sentiment.

Read more